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A printed last will and testament, with a sticky note reading “$26,000?”. Retirement Your will still goes through probate court. A living trust doesn't A key on a key ring in a front door lock, with a sticky note reading “60 months?”. Retirement You deeded the house to your kids. Medicaid still checks 60 months An empty wheelchair under a tree on autumn leaves, with a sticky note reading “Day 101?”. Retirement Your Medicare nursing home coverage ends on day 101. Then what An older couple seen from behind on a bench overlooking the water, with a sticky note reading “$1,080 short?”. Retirement At 62 your Social Security check is 30% smaller, for life