Ray Castellano edits Moneystretching's coverage of homeownership, car costs, debt and taxes. That means insurance renewals and claims, escrow and mortgage insurance, car loans and dealer add-ons, credit card math and IRS notices. He works from primary sources such as the CFPB, the FTC, the IRS, state insurance departments and published rate data, lists them at the end of every article, and updates a piece when the rules or the numbers change. He doesn't sell financial products and doesn't recommend specific lenders or insurers.
