Ray Castellano is the pen name our editorial team uses for articles on homeownership, car costs, debt and taxes. That means insurance renewals and claims, escrow and mortgage insurance, car loans and dealer add-ons, credit card math and IRS notices. Every article is edited by a human editor on the Moneystretching team, who checks its figures, dates and rules against the sources before it is published. Those sources are primary wherever possible, such as the CFPB, the FTC, the IRS, state insurance departments and published rate data, and each article links them in the text and lists them at the end. Articles published under this name never recommend specific lenders or insurers, and we do not sell financial products.
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Home and auto insurance, escrow and mortgages, car loans, debt, credit and taxes
Edited by
The Moneystretching editorial team. A human editor checks every figure, date and rule against the sources before an article is published. How we check articles
Sources
Primary sources such as the CFPB, the FTC, the IRS and state insurance departments, plus published rate data. Each article links its sources.
