Margaret Linwood

Pen name · Medicare & Health Costs

Margaret Linwood is the pen name our editorial team uses for articles on Medicare, Social Security, long-term care, life insurance, estates and the cost of health care after 60. These pieces start from the paperwork people actually get: the Annual Notice of Change, the COLA letter, the itemized hospital bill. Every article is edited by a human editor on the Moneystretching team, who checks its figures, dates and rules against the sources before it is published. Those sources are primary wherever possible, such as CMS, the Social Security Administration and Medicare.gov, along with research from KFF, and each article links them in the text and lists them at the end. Articles published under this name never recommend specific plans or companies, and we do not sell insurance.

Covers
Medicare, Social Security, long-term care, life insurance, estates and health care bills after 60
Edited by
The Moneystretching editorial team. A human editor checks every figure, date and rule against the sources before an article is published. How we check articles
Sources
Primary sources such as CMS, the Social Security Administration and Medicare.gov, plus research from KFF. Each article links its sources.

47 articles · Contact: margaret@moneystretching.com · Editorial policy

Stories by Margaret Linwood

Rows of wooden file drawers, with a sticky note reading “Convert or renew?”. Insurance Your term policy's conversion deadline may come before the term ends A pen and a teal calculator on a white desk, with a sticky note reading “Under $75,000?”. Taxes Your Social Security is still taxable. The new $6,000 deduction explains why A brown envelope lying on a white envelope on a wooden table, with a sticky note reading “5 lines?”. Medicare Your plan's September letter has five lines that set your 2027 costs An insurance policy document under a magnifying glass, with a sticky note reading “No medical exam?”. Insurance The same term life policy costs double at 65 versus 55 White lilies in bloom against green leaves, with a sticky note reading “Who pays $8,300?”. Insurance A woman's $10,000 burial policy costs $33 at 60, $98 at 80 An older couple seen from behind on a bench overlooking the water, with a sticky note reading “$1,080 short?”. Retirement At 62 your Social Security check is 30% smaller, for life Colorful pills spilling from an orange prescription bottle on a blue background, with a sticky note reading “+$300?”. Medicare Your Part D deductible can reach $700 in January. Check this line